What Part A covers
- Inpatient hospital stays
- Skilled nursing facility care after a qualifying hospital stay
- Hospice care
- Some home health services
What it costs
If you or your spouse worked and paid Medicare taxes for about 10 years, Part A is usually premium-free. You'll still have a deductible for each benefit period, plus coinsurance for longer stays.
Filling the gaps
Part A doesn't cover everything. A Medicare Advantage plan or a Medigap policy can help limit your out-of-pocket costs — we can show you both.