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Medicare Basics

Medicare Part B: Medical Coverage

Part B covers the everyday care that keeps you healthy — from checkups to lab work.

What Part B covers

  • Doctor and specialist visits
  • Outpatient care and surgery
  • Preventive screenings and vaccines
  • Lab tests and imaging
  • Durable medical equipment like walkers and oxygen

What it costs

Part B has a monthly premium (higher for some income levels), an annual deductible, and typically 20% coinsurance with no out-of-pocket maximum under Original Medicare.

Avoid the late penalty

If you don't sign up when first eligible and don't have other qualifying coverage, you may pay a penalty for as long as you have Part B. We'll help you time it right.

Schedule a free consultation today to find the best plan in your area.

Call (574) 600-1002